Call reports 2005
ALLIANCE NATIONAL BANK — 2005
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 103,513,000 | 107,544,000 | 110,977,000 | 114,462,000 |
| Total loans | 65,981,000 | 72,557,000 | 72,761,000 | 81,318,000 |
| Allowance for loan losses | 885,000 | 974,000 | 1,044,000 | 983,000 |
| Securities available for sale | 19,565,000 | 18,773,000 | 17,310,000 | 16,208,000 |
| Securities held to maturity | 4,067,000 | 4,066,000 | 4,064,000 | 4,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,361,000 | 89,359,000 | 91,385,000 | 95,956,000 |
| Interest-bearing deposits | 76,232,000 | 80,644,000 | 80,975,000 | 87,037,000 |
| Noninterest-bearing deposits | 9,129,000 | 8,714,000 | 10,410,000 | 8,918,000 |
| Equity capital | 8,648,000 | 8,994,000 | 9,037,000 | 9,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,843,000 | 4,457,000 | 6,213,000 |
| Interest expense | 479,000 | 1,060,000 | 1,706,000 | 2,412,000 |
| Net interest income | 847,000 | 1,783,000 | 2,751,000 | 3,801,000 |
| Noninterest income | 84,000 | 233,000 | 418,000 | 580,000 |
| Noninterest expense | 775,000 | 1,554,000 | 2,384,000 | 3,232,000 |
| Provision for loan losses | 33,000 | 110,000 | 186,000 | 246,000 |
| Pretax income | 123,000 | 352,000 | 599,000 | 903,000 |
| Income tax | 46,000 | 127,000 | 213,000 | 320,000 |
| Net income | 77,000 | 225,000 | 386,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,008,000 | 9,156,000 | 9,317,000 | 9,514,000 |
| Total capital | 9,893,000 | 10,130,000 | 10,361,000 | 10,497,000 |
| Risk-weighted assets | 82,026,000 | 94,351,000 | 91,150,000 | 102,017,000 |