Call reports 2004
ALLIANCE NATIONAL BANK — 2004
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 95,966,000 | 92,313,000 | 96,858,000 | 96,345,000 |
| Total loans | 61,297,000 | 59,009,000 | 62,709,000 | 60,870,000 |
| Allowance for loan losses | 775,000 | 731,000 | 762,000 | 852,000 |
| Securities available for sale | 24,210,000 | 19,818,000 | 21,055,000 | 21,946,000 |
| Securities held to maturity | 0 | 4,072,000 | 4,070,000 | 4,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,066,000 | 78,718,000 | 81,464,000 | 80,630,000 |
| Interest-bearing deposits | 71,296,000 | 72,187,000 | 74,619,000 | 73,746,000 |
| Noninterest-bearing deposits | 6,770,000 | 6,532,000 | 6,845,000 | 6,884,000 |
| Equity capital | 8,531,000 | 8,325,000 | 8,758,000 | 8,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,430,000 | 3,667,000 | 4,950,000 |
| Interest expense | 429,000 | 852,000 | 1,290,000 | 1,738,000 |
| Net interest income | 821,000 | 1,578,000 | 2,377,000 | 3,212,000 |
| Noninterest income | 114,000 | 255,000 | 402,000 | 530,000 |
| Noninterest expense | 640,000 | 1,314,000 | 1,992,000 | 2,750,000 |
| Provision for loan losses | 82,000 | 102,000 | 137,000 | 228,000 |
| Pretax income | 228,000 | 432,000 | 665,000 | 779,000 |
| Income tax | 0 | 0 | 54,000 | 78,000 |
| Net income | 228,000 | 432,000 | 611,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,458,000 | 8,662,000 | 8,841,000 | 8,931,000 |
| Total capital | 9,233,000 | 9,393,000 | 9,603,000 | 9,783,000 |
| Risk-weighted assets | 69,204,000 | 67,330,000 | 71,000,000 | 70,824,000 |