Call reports 2003
ALLIANCE NATIONAL BANK — 2003
What ALLIANCE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 78,983,000 | 83,171,000 | 86,121,000 | 87,583,000 |
| Total loans | 52,702,000 | 54,549,000 | 53,816,000 | 54,184,000 |
| Allowance for loan losses | 663,000 | 745,000 | 810,000 | 692,000 |
| Securities available for sale | 15,281,000 | 18,346,000 | 22,878,000 | 24,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,724,000 | 69,696,000 | 72,836,000 | 72,123,000 |
| Interest-bearing deposits | 61,458,000 | 65,291,000 | 68,665,000 | 66,766,000 |
| Noninterest-bearing deposits | 4,265,000 | 4,405,000 | 4,172,000 | 5,357,000 |
| Equity capital | 7,799,000 | 8,026,000 | 7,885,000 | 8,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,154,000 | 3,278,000 | 4,421,000 |
| Interest expense | 461,000 | 918,000 | 1,348,000 | 1,759,000 |
| Net interest income | 609,000 | 1,236,000 | 1,930,000 | 2,662,000 |
| Noninterest income | 131,000 | 291,000 | 445,000 | 535,000 |
| Noninterest expense | 558,000 | 1,129,000 | 1,730,000 | 2,342,000 |
| Provision for loan losses | 57,000 | 143,000 | 208,000 | 288,000 |
| Pretax income | 125,000 | 297,000 | 479,000 | 609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 297,000 | 479,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,714,000 | 7,887,000 | 8,068,000 | 8,229,000 |
| Total capital | 8,377,000 | 8,632,000 | 8,829,000 | 8,921,000 |
| Risk-weighted assets | 56,892,000 | 62,833,000 | 60,851,000 | 61,999,000 |