Call reports 2020
PEOPLES BANK OF MIDDLE TENNESSEE — 2020
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 153,890,000 | 158,359,000 | 157,744,000 | 160,882,000 |
| Total loans | 105,347,000 | 100,481,000 | 100,185,000 | 95,406,000 |
| Allowance for loan losses | 1,912,000 | 1,978,000 | 1,975,000 | 1,982,000 |
| Securities available for sale | 30,438,000 | 34,345,000 | 40,101,000 | 38,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,056,000 | 135,713,000 | 134,653,000 | 137,996,000 |
| Interest-bearing deposits | 96,915,000 | 96,098,000 | 96,553,000 | 101,498,000 |
| Noninterest-bearing deposits | 35,141,000 | 39,615,000 | 38,101,000 | 36,499,000 |
| Equity capital | 19,756,000 | 20,562,000 | 20,892,000 | 21,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,294,000 | 4,836,000 | 6,334,000 |
| Interest expense | 372,000 | 708,000 | 1,011,000 | 1,289,000 |
| Net interest income | 1,327,000 | 2,586,000 | 3,825,000 | 5,045,000 |
| Noninterest income | 148,000 | 561,000 | 711,000 | 894,000 |
| Noninterest expense | 967,000 | 1,886,000 | 2,741,000 | 3,568,000 |
| Provision for loan losses | 9,000 | 73,000 | 73,000 | 73,000 |
| Pretax income | 499,000 | 1,188,000 | 1,722,000 | 2,327,000 |
| Income tax | 133,000 | 346,000 | 497,000 | 643,000 |
| Net income | 366,000 | 842,000 | 1,225,000 | 1,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,426,000 | 19,903,000 | 20,287,000 | 20,395,000 |