Call reports 2016
PEOPLES BANK OF MIDDLE TENNESSEE — 2016
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,965,000 | 129,231,000 | 142,209,000 | 144,036,000 |
| Total loans | 93,900,000 | 99,664,000 | 107,580,000 | 108,540,000 |
| Allowance for loan losses | 1,406,000 | 1,496,000 | 1,587,000 | 1,632,000 |
| Securities available for sale | 14,434,000 | 13,967,000 | 18,386,000 | 20,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,474,000 | 112,822,000 | 125,339,000 | 127,412,000 |
| Interest-bearing deposits | 84,532,000 | 88,197,000 | 97,484,000 | 99,018,000 |
| Noninterest-bearing deposits | 16,942,000 | 24,625,000 | 27,855,000 | 28,393,000 |
| Equity capital | 15,062,000 | 15,073,000 | 15,359,000 | 15,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 3,004,000 | 4,659,000 | 6,318,000 |
| Interest expense | 155,000 | 323,000 | 517,000 | 734,000 |
| Net interest income | 1,313,000 | 2,681,000 | 4,142,000 | 5,584,000 |
| Noninterest income | 180,000 | 326,000 | 508,000 | 678,000 |
| Noninterest expense | 870,000 | 1,745,000 | 2,668,000 | 3,643,000 |
| Provision for loan losses | 75,000 | 183,000 | 288,000 | 409,000 |
| Pretax income | 548,000 | 1,079,000 | 1,694,000 | 2,210,000 |
| Income tax | 198,000 | 385,000 | 704,000 | 832,000 |
| Net income | 350,000 | 694,000 | 990,000 | 1,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,874,000 | 14,868,000 | 15,161,000 | 15,551,000 |
| Total capital | 16,195,000 | 16,287,000 | 16,657,000 | 17,064,000 |
| Risk-weighted assets | 105,543,000 | 113,437,000 | 119,567,000 | 120,868,000 |