Call reports 2015
PEOPLES BANK OF MIDDLE TENNESSEE — 2015
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,569,000 | 104,493,000 | 107,415,000 | 113,208,000 |
| Total loans | 68,137,000 | 75,865,000 | 80,393,000 | 87,191,000 |
| Allowance for loan losses | 1,100,000 | 1,126,000 | 1,222,000 | 1,345,000 |
| Securities available for sale | 24,317,000 | 17,580,000 | 15,873,000 | 14,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,169,000 | 90,175,000 | 91,312,000 | 97,473,000 |
| Interest-bearing deposits | 73,041,000 | 74,068,000 | 76,210,000 | 80,641,000 |
| Noninterest-bearing deposits | 16,129,000 | 16,107,000 | 15,102,000 | 16,832,000 |
| Equity capital | 13,200,000 | 13,133,000 | 13,545,000 | 14,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,328,000 | 3,544,000 | 5,164,000 |
| Interest expense | 139,000 | 273,000 | 408,000 | 552,000 |
| Net interest income | 977,000 | 2,055,000 | 3,136,000 | 4,612,000 |
| Noninterest income | 110,000 | 287,000 | 463,000 | 724,000 |
| Noninterest expense | 750,000 | 1,493,000 | 2,257,000 | 3,303,000 |
| Provision for loan losses | 0 | 33,000 | 130,000 | 253,000 |
| Pretax income | 337,000 | 825,000 | 1,220,000 | 1,788,000 |
| Income tax | 148,000 | 338,000 | 477,000 | 638,000 |
| Net income | 189,000 | 487,000 | 743,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,940,000 | 12,996,000 | 13,341,000 | 14,524,000 |
| Total capital | 13,803,000 | 13,953,000 | 14,386,000 | 15,682,000 |
| Risk-weighted assets | 68,810,000 | 76,394,000 | 83,410,000 | 92,464,000 |