Call reports 2014
PEOPLES BANK OF MIDDLE TENNESSEE — 2014
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 103,099,000 | 101,656,000 | 101,128,000 | 102,225,000 |
| Total loans | 65,916,000 | 66,346,000 | 65,063,000 | 67,090,000 |
| Allowance for loan losses | 1,054,000 | 1,077,000 | 932,000 | 1,105,000 |
| Securities available for sale | 23,750,000 | 25,393,000 | 24,700,000 | 25,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,720,000 | 88,085,000 | 87,220,000 | 87,304,000 |
| Interest-bearing deposits | 75,158,000 | 73,505,000 | 72,827,000 | 71,670,000 |
| Noninterest-bearing deposits | 14,562,000 | 14,579,000 | 14,393,000 | 15,634,000 |
| Equity capital | 12,271,000 | 12,412,000 | 12,560,000 | 12,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,109,000 | 2,232,000 | 3,342,000 | 4,468,000 |
| Interest expense | 182,000 | 348,000 | 504,000 | 651,000 |
| Net interest income | 927,000 | 1,884,000 | 2,838,000 | 3,817,000 |
| Noninterest income | 167,000 | 342,000 | 493,000 | 656,000 |
| Noninterest expense | 705,000 | 1,432,000 | 2,157,000 | 2,882,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 349,000 | 694,000 | 1,017,000 | 1,374,000 |
| Income tax | 136,000 | 274,000 | 389,000 | 531,000 |
| Net income | 213,000 | 420,000 | 628,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,344,000 | 12,329,000 | 12,537,000 | 12,753,000 |
| Total capital | 13,201,000 | 13,181,000 | 13,379,000 | 13,616,000 |
| Risk-weighted assets | 68,377,000 | 67,894,000 | 67,178,000 | 68,754,000 |