Call reports 2013
PEOPLES BANK OF MIDDLE TENNESSEE — 2013
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,558,000 | 101,618,000 | 99,914,000 | 100,348,000 |
| Total loans | 64,248,000 | 64,811,000 | 63,672,000 | 64,743,000 |
| Allowance for loan losses | 1,252,000 | 976,000 | 995,000 | 1,020,000 |
| Securities available for sale | 26,470,000 | 24,677,000 | 25,738,000 | 25,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,513,000 | 89,063,000 | 87,015,000 | 87,580,000 |
| Interest-bearing deposits | 75,634,000 | 75,098,000 | 73,263,000 | 73,372,000 |
| Noninterest-bearing deposits | 12,878,000 | 13,965,000 | 13,752,000 | 14,209,000 |
| Equity capital | 12,074,000 | 11,592,000 | 11,849,000 | 11,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,245,000 | 3,376,000 | 4,502,000 |
| Interest expense | 252,000 | 488,000 | 707,000 | 911,000 |
| Net interest income | 861,000 | 1,757,000 | 2,669,000 | 3,591,000 |
| Noninterest income | 185,000 | 375,000 | 454,000 | 618,000 |
| Noninterest expense | 708,000 | 1,436,000 | 2,140,000 | 2,831,000 |
| Provision for loan losses | 60,000 | 60,000 | 80,000 | 140,000 |
| Pretax income | 280,000 | 638,000 | 961,000 | 1,296,000 |
| Income tax | 116,000 | 244,000 | 370,000 | 497,000 |
| Net income | 164,000 | 394,000 | 591,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,717,000 | 11,725,000 | 11,922,000 | 12,131,000 |
| Total capital | 12,562,000 | 12,578,000 | 12,758,000 | 12,971,000 |
| Risk-weighted assets | 67,190,000 | 68,127,000 | 66,805,000 | 67,040,000 |