Call reports 2012
PEOPLES BANK OF MIDDLE TENNESSEE — 2012
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,262,000 | 101,846,000 | 103,137,000 | 103,663,000 |
| Total loans | 67,417,000 | 66,406,000 | 65,224,000 | 64,536,000 |
| Allowance for loan losses | 1,195,000 | 1,204,000 | 1,283,000 | 1,265,000 |
| Securities available for sale | 25,346,000 | 24,363,000 | 25,880,000 | 28,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,765,000 | 89,249,000 | 90,248,000 | 90,781,000 |
| Interest-bearing deposits | 77,283,000 | 76,344,000 | 76,971,000 | 77,312,000 |
| Noninterest-bearing deposits | 13,481,000 | 12,906,000 | 13,278,000 | 13,468,000 |
| Equity capital | 11,433,000 | 11,579,000 | 11,838,000 | 11,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,507,000 | 3,709,000 | 4,896,000 |
| Interest expense | 306,000 | 597,000 | 880,000 | 1,153,000 |
| Net interest income | 954,000 | 1,910,000 | 2,829,000 | 3,743,000 |
| Noninterest income | 222,000 | 354,000 | 601,000 | 765,000 |
| Noninterest expense | 690,000 | 1,383,000 | 2,102,000 | 2,835,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 400,000 |
| Pretax income | 336,000 | 691,000 | 1,038,000 | 1,393,000 |
| Income tax | 132,000 | 193,000 | 404,000 | 522,000 |
| Net income | 204,000 | 498,000 | 634,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,107,000 | 11,181,000 | 11,316,000 | 11,554,000 |
| Total capital | 11,989,000 | 12,048,000 | 12,166,000 | 12,400,000 |
| Risk-weighted assets | 70,242,000 | 68,700,000 | 67,591,000 | 67,268,000 |