Call reports 2011
PEOPLES BANK OF MIDDLE TENNESSEE — 2011
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,411,000 | 101,890,000 | 102,740,000 | 103,307,000 |
| Total loans | 66,999,000 | 67,755,000 | 66,374,000 | 67,695,000 |
| Allowance for loan losses | 967,000 | 1,040,000 | 1,157,000 | 1,242,000 |
| Securities available for sale | 26,876,000 | 25,073,000 | 25,212,000 | 24,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,682,000 | 90,366,000 | 90,769,000 | 91,209,000 |
| Interest-bearing deposits | 82,480,000 | 78,679,000 | 78,957,000 | 79,539,000 |
| Noninterest-bearing deposits | 12,202,000 | 11,687,000 | 11,812,000 | 11,670,000 |
| Equity capital | 10,322,000 | 10,667,000 | 11,129,000 | 11,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,367,000 | 2,754,000 | 4,119,000 | 5,450,000 |
| Interest expense | 384,000 | 737,000 | 1,072,000 | 1,398,000 |
| Net interest income | 983,000 | 2,017,000 | 3,047,000 | 4,052,000 |
| Noninterest income | 192,000 | 389,000 | 616,000 | 835,000 |
| Noninterest expense | 753,000 | 1,457,000 | 2,162,000 | 2,945,000 |
| Provision for loan losses | 120,000 | 240,000 | 380,000 | 540,000 |
| Pretax income | 302,000 | 711,000 | 1,123,000 | 1,404,000 |
| Income tax | 143,000 | 289,000 | 436,000 | 534,000 |
| Net income | 159,000 | 422,000 | 687,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,416,000 | 10,455,000 | 10,722,000 | 10,904,000 |
| Total capital | 11,299,000 | 11,335,000 | 11,600,000 | 11,789,000 |
| Risk-weighted assets | 70,642,000 | 70,231,000 | 69,948,000 | 70,385,000 |