Call reports 2010
PEOPLES BANK OF MIDDLE TENNESSEE — 2010
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 99,315,000 | 101,604,000 | 104,085,000 | 101,891,000 |
| Total loans | 71,581,000 | 69,471,000 | 67,733,000 | 67,915,000 |
| Allowance for loan losses | 840,000 | 837,000 | 875,000 | 881,000 |
| Securities available for sale | 17,887,000 | 21,655,000 | 25,446,000 | 25,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,868,000 | 90,774,000 | 93,040,000 | 91,044,000 |
| Interest-bearing deposits | 79,010,000 | 80,408,000 | 81,846,000 | 80,648,000 |
| Noninterest-bearing deposits | 9,857,000 | 10,366,000 | 11,195,000 | 10,397,000 |
| Equity capital | 9,651,000 | 9,993,000 | 10,181,000 | 10,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,905,000 | 4,337,000 | 5,751,000 |
| Interest expense | 462,000 | 909,000 | 1,341,000 | 1,756,000 |
| Net interest income | 991,000 | 1,996,000 | 2,996,000 | 3,995,000 |
| Noninterest income | 182,000 | 366,000 | 484,000 | 656,000 |
| Noninterest expense | 754,000 | 1,555,000 | 2,296,000 | 3,041,000 |
| Provision for loan losses | 120,000 | 240,000 | 284,000 | 332,000 |
| Pretax income | 299,000 | 567,000 | 900,000 | 1,278,000 |
| Income tax | 161,000 | 255,000 | 365,000 | 446,000 |
| Net income | 138,000 | 312,000 | 535,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,520,000 | 9,688,000 | 9,909,000 | 10,256,000 |
| Total capital | 10,387,000 | 10,551,000 | 10,809,000 | 11,139,000 |
| Risk-weighted assets | 71,597,000 | 71,338,000 | 71,385,000 | 70,646,000 |