Call reports 2009
PEOPLES BANK OF MIDDLE TENNESSEE — 2009
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 97,442,000 | 96,763,000 | 99,240,000 | 97,904,000 |
| Total loans | 74,203,000 | 73,950,000 | 72,363,000 | 71,900,000 |
| Allowance for loan losses | 796,000 | 754,000 | 708,000 | 701,000 |
| Securities available for sale | 12,993,000 | 12,153,000 | 16,219,000 | 18,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,459,000 | 86,855,000 | 88,879,000 | 87,955,000 |
| Interest-bearing deposits | 77,921,000 | 77,100,000 | 80,387,000 | 78,453,000 |
| Noninterest-bearing deposits | 9,539,000 | 9,756,000 | 8,492,000 | 9,502,000 |
| Equity capital | 9,210,000 | 8,927,000 | 9,204,000 | 9,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 2,970,000 | 4,440,000 | 5,938,000 |
| Interest expense | 572,000 | 1,122,000 | 1,663,000 | 2,174,000 |
| Net interest income | 979,000 | 1,848,000 | 2,777,000 | 3,764,000 |
| Noninterest income | 186,000 | 98,000 | 286,000 | 440,000 |
| Noninterest expense | 746,000 | 1,436,000 | 2,126,000 | 2,941,000 |
| Provision for loan losses | 75,000 | 105,000 | 370,000 | 480,000 |
| Pretax income | 344,000 | 480,000 | 642,000 | 858,000 |
| Income tax | 172,000 | 225,000 | 267,000 | 305,000 |
| Net income | 172,000 | 255,000 | 375,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,965,000 | 8,872,000 | 8,993,000 | 9,272,000 |
| Total capital | 9,776,000 | 9,640,000 | 9,714,000 | 9,991,000 |
| Risk-weighted assets | 73,087,000 | 72,109,000 | 71,766,000 | 72,302,000 |