Call reports 2008
PEOPLES BANK OF MIDDLE TENNESSEE — 2008
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 87,766,000 | 88,691,000 | 90,421,000 | 95,107,000 |
| Total loans | 66,135,000 | 67,874,000 | 71,289,000 | 74,782,000 |
| Allowance for loan losses | 653,000 | 689,000 | 720,000 | 725,000 |
| Securities available for sale | 13,441,000 | 13,357,000 | 13,452,000 | 13,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,683,000 | 79,809,000 | 80,559,000 | 83,610,000 |
| Interest-bearing deposits | 67,602,000 | 69,407,000 | 70,212,000 | 74,217,000 |
| Noninterest-bearing deposits | 11,081,000 | 10,401,000 | 10,346,000 | 9,392,000 |
| Equity capital | 8,355,000 | 8,151,000 | 8,577,000 | 9,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,555,000 | 3,113,000 | 4,655,000 | 6,239,000 |
| Interest expense | 679,000 | 1,333,000 | 1,937,000 | 2,539,000 |
| Net interest income | 876,000 | 1,780,000 | 2,718,000 | 3,700,000 |
| Noninterest income | 162,000 | 333,000 | 509,000 | 690,000 |
| Noninterest expense | 645,000 | 1,287,000 | 1,944,000 | 2,626,000 |
| Provision for loan losses | 15,000 | 55,000 | 196,000 | 475,000 |
| Pretax income | 378,000 | 804,000 | 1,120,000 | 1,322,000 |
| Income tax | 150,000 | 312,000 | 457,000 | 406,000 |
| Net income | 228,000 | 492,000 | 663,000 | 916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,132,000 | 8,221,000 | 8,442,000 | 8,794,000 |
| Total capital | 8,799,000 | 8,924,000 | 9,175,000 | 9,533,000 |
| Risk-weighted assets | 67,793,000 | 68,590,000 | 70,562,000 | 73,527,000 |