Call reports 2007
PEOPLES BANK OF MIDDLE TENNESSEE — 2007
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,164,000 | 83,168,000 | 85,359,000 | 83,361,000 |
| Total loans | 58,284,000 | 58,215,000 | 60,441,000 | 62,887,000 |
| Allowance for loan losses | 774,000 | 765,000 | 711,000 | 659,000 |
| Securities available for sale | 10,365,000 | 13,433,000 | 14,063,000 | 14,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,847,000 | 74,867,000 | 77,009,000 | 74,915,000 |
| Interest-bearing deposits | 60,772,000 | 63,701,000 | 65,527,000 | 64,828,000 |
| Noninterest-bearing deposits | 10,076,000 | 11,166,000 | 11,482,000 | 10,087,000 |
| Equity capital | 7,265,000 | 7,164,000 | 7,589,000 | 7,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 2,959,000 | 4,548,000 | 6,157,000 |
| Interest expense | 645,000 | 1,352,000 | 2,087,000 | 2,804,000 |
| Net interest income | 794,000 | 1,607,000 | 2,461,000 | 3,353,000 |
| Noninterest income | 161,000 | 344,000 | 507,000 | 681,000 |
| Noninterest expense | 570,000 | 1,140,000 | 1,744,000 | 2,453,000 |
| Provision for loan losses | -21,000 | -10,000 | -10,000 | 36,000 |
| Pretax income | 406,000 | 821,000 | 1,234,000 | 1,545,000 |
| Income tax | 174,000 | 341,000 | 497,000 | 594,000 |
| Net income | 232,000 | 480,000 | 737,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,226,000 | 7,304,000 | 7,562,000 | 7,774,000 |
| Total capital | 7,993,000 | 8,079,000 | 8,282,000 | 8,447,000 |
| Risk-weighted assets | 61,359,000 | 62,309,000 | 64,213,000 | 65,655,000 |