Call reports 2006
PEOPLES BANK OF MIDDLE TENNESSEE — 2006
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 65,541,000 | 70,547,000 | 71,699,000 | 73,532,000 |
| Total loans | 51,171,000 | 52,445,000 | 53,395,000 | 56,046,000 |
| Allowance for loan losses | 772,000 | 789,000 | 791,000 | 799,000 |
| Securities available for sale | 7,490,000 | 8,907,000 | 10,247,000 | 10,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,467,000 | 63,404,000 | 64,393,000 | 65,873,000 |
| Interest-bearing deposits | 49,468,000 | 52,885,000 | 54,238,000 | 55,749,000 |
| Noninterest-bearing deposits | 8,999,000 | 10,519,000 | 10,156,000 | 10,124,000 |
| Equity capital | 6,174,000 | 6,320,000 | 6,622,000 | 7,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,343,000 | 3,666,000 | 5,061,000 |
| Interest expense | 402,000 | 883,000 | 1,435,000 | 2,030,000 |
| Net interest income | 713,000 | 1,460,000 | 2,231,000 | 3,031,000 |
| Noninterest income | 157,000 | 325,000 | 478,000 | 631,000 |
| Noninterest expense | 498,000 | 1,062,000 | 1,598,000 | 2,060,000 |
| Provision for loan losses | 68,000 | 90,000 | 127,000 | 163,000 |
| Pretax income | 304,000 | 633,000 | 984,000 | 1,441,000 |
| Income tax | 93,000 | 188,000 | 296,000 | 521,000 |
| Net income | 211,000 | 445,000 | 688,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,332,000 | 6,518,000 | 6,762,000 | 6,993,000 |
| Total capital | 6,980,000 | 7,191,000 | 7,449,000 | 7,719,000 |
| Risk-weighted assets | 51,698,000 | 53,741,000 | 54,844,000 | 57,962,000 |