Call reports 2005
PEOPLES BANK OF MIDDLE TENNESSEE — 2005
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 49,997,000 | 55,147,000 | 58,618,000 | 61,043,000 |
| Total loans | 37,269,000 | 41,545,000 | 45,022,000 | 47,416,000 |
| Allowance for loan losses | 598,000 | 690,000 | 695,000 | 720,000 |
| Securities available for sale | 7,764,000 | 7,567,000 | 8,049,000 | 7,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,455,000 | 49,586,000 | 52,167,000 | 54,509,000 |
| Interest-bearing deposits | 38,642,000 | 42,157,000 | 44,131,000 | 46,342,000 |
| Noninterest-bearing deposits | 5,813,000 | 7,429,000 | 8,036,000 | 8,167,000 |
| Equity capital | 5,302,000 | 5,360,000 | 5,600,000 | 5,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,650,000 | 2,619,000 | 3,659,000 |
| Interest expense | 207,000 | 451,000 | 762,000 | 1,119,000 |
| Net interest income | 581,000 | 1,199,000 | 1,857,000 | 2,540,000 |
| Noninterest income | 84,000 | 201,000 | 344,000 | 510,000 |
| Noninterest expense | 442,000 | 907,000 | 1,359,000 | 1,852,000 |
| Provision for loan losses | 19,000 | 122,000 | 135,000 | 182,000 |
| Pretax income | 204,000 | 371,000 | 707,000 | 1,016,000 |
| Income tax | 61,000 | 146,000 | 232,000 | 255,000 |
| Net income | 143,000 | 225,000 | 475,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,389,000 | 5,417,000 | 5,672,000 | 5,957,000 |
| Total capital | 5,866,000 | 5,947,000 | 6,254,000 | 6,555,000 |
| Risk-weighted assets | 38,028,000 | 42,226,000 | 46,411,000 | 47,788,000 |