Call reports 2004
PEOPLES BANK OF MIDDLE TENNESSEE — 2004
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,695,000 | 47,188,000 | 47,124,000 | 48,036,000 |
| Total loans | 31,767,000 | 32,398,000 | 35,678,000 | 37,001,000 |
| Allowance for loan losses | 546,000 | 555,000 | 571,000 | 591,000 |
| Securities available for sale | 8,343,000 | 9,401,000 | 9,107,000 | 8,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,798,000 | 42,312,000 | 41,869,000 | 42,566,000 |
| Interest-bearing deposits | 34,721,000 | 36,046,000 | 36,739,000 | 36,811,000 |
| Noninterest-bearing deposits | 5,077,000 | 6,266,000 | 5,130,000 | 5,755,000 |
| Equity capital | 4,713,000 | 4,713,000 | 5,045,000 | 5,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,338,000 | 2,079,000 | 2,860,000 |
| Interest expense | 171,000 | 339,000 | 519,000 | 707,000 |
| Net interest income | 489,000 | 999,000 | 1,560,000 | 2,153,000 |
| Noninterest income | 75,000 | 174,000 | 256,000 | 345,000 |
| Noninterest expense | 393,000 | 786,000 | 1,197,000 | 1,655,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 68,000 |
| Pretax income | 156,000 | 357,000 | 574,000 | 775,000 |
| Income tax | 23,000 | 46,000 | 80,000 | 90,000 |
| Net income | 133,000 | 311,000 | 494,000 | 685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,674,000 | 4,852,000 | 5,039,000 | 5,236,000 |
| Total capital | 5,077,000 | 5,267,000 | 5,487,000 | 5,696,000 |
| Risk-weighted assets | 32,136,000 | 33,163,000 | 35,753,000 | 36,635,000 |