Call reports 2003
PEOPLES BANK OF MIDDLE TENNESSEE — 2003
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,628,000 | 35,377,000 | 37,682,000 | 42,107,000 |
| Total loans | 22,689,000 | 24,415,000 | 27,658,000 | 30,342,000 |
| Allowance for loan losses | 520,000 | 529,000 | 485,000 | 542,000 |
| Securities available for sale | 7,149,000 | 6,837,000 | 6,682,000 | 8,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,207,000 | 30,822,000 | 33,118,000 | 37,407,000 |
| Interest-bearing deposits | 25,626,000 | 26,821,000 | 28,409,000 | 33,071,000 |
| Noninterest-bearing deposits | 3,581,000 | 4,000,000 | 4,709,000 | 4,337,000 |
| Equity capital | 4,260,000 | 4,386,000 | 4,428,000 | 4,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,070,000 | 1,646,000 | 2,295,000 |
| Interest expense | 162,000 | 322,000 | 477,000 | 643,000 |
| Net interest income | 360,000 | 748,000 | 1,169,000 | 1,652,000 |
| Noninterest income | 91,000 | 182,000 | 270,000 | 364,000 |
| Noninterest expense | 370,000 | 734,000 | 1,089,000 | 1,488,000 |
| Provision for loan losses | 10,000 | 13,000 | 39,000 | 113,000 |
| Pretax income | 80,000 | 192,000 | 320,000 | 424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 192,000 | 320,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,187,000 | 4,300,000 | 4,429,000 | 4,532,000 |
| Total capital | 4,601,000 | 4,612,000 | 4,776,000 | 4,919,000 |
| Risk-weighted assets | 33,041,000 | 24,710,000 | 27,444,000 | 30,801,000 |