Call reports 2002
PEOPLES BANK OF MIDDLE TENNESSEE — 2002
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,655,000 | 29,527,000 | 31,310,000 | 31,759,000 |
| Total loans | 19,782,000 | 20,203,000 | 20,553,000 | 21,895,000 |
| Allowance for loan losses | 498,000 | 496,000 | 501,000 | 514,000 |
| Securities available for sale | 5,095,000 | 4,909,000 | 5,060,000 | 6,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,474,000 | 25,280,000 | 26,999,000 | 27,424,000 |
| Interest-bearing deposits | 21,746,000 | 22,322,000 | 23,240,000 | 24,255,000 |
| Noninterest-bearing deposits | 2,728,000 | 2,958,000 | 3,759,000 | 3,169,000 |
| Equity capital | 4,004,000 | 4,047,000 | 4,101,000 | 4,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 963,000 | 1,443,000 | 1,958,000 |
| Interest expense | 215,000 | 425,000 | 617,000 | 793,000 |
| Net interest income | 250,000 | 538,000 | 826,000 | 1,165,000 |
| Noninterest income | 52,000 | 109,000 | 214,000 | 325,000 |
| Noninterest expense | 317,000 | 647,000 | 998,000 | 1,366,000 |
| Provision for loan losses | 16,000 | 35,000 | 42,000 | 63,000 |
| Pretax income | -31,000 | -34,000 | 11,000 | 72,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -31,000 | -34,000 | 11,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,995,000 | 3,992,000 | 4,036,000 | 4,098,000 |
| Total capital | 4,249,000 | 4,256,000 | 4,309,000 | 4,380,000 |
| Risk-weighted assets | 20,108,000 | 20,889,000 | 21,591,000 | 22,362,000 |