Call reports 2001
PEOPLES BANK OF MIDDLE TENNESSEE — 2001
What PEOPLES BANK OF MIDDLE TENNESSEE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,052,000 | 20,508,000 | 25,154,000 | 27,862,000 |
| Total loans | 7,385,000 | 11,480,000 | 15,805,000 | 19,247,000 |
| Allowance for loan losses | 92,000 | 144,000 | 200,000 | 481,000 |
| Securities available for sale | 1,996,000 | 3,131,000 | 4,645,000 | 5,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,297,000 | 15,863,000 | 20,568,000 | 23,429,000 |
| Interest-bearing deposits | 10,131,000 | 14,035,000 | 18,747,000 | 21,000,000 |
| Noninterest-bearing deposits | 1,166,000 | 1,828,000 | 1,821,000 | 2,429,000 |
| Equity capital | 4,623,000 | 4,459,000 | 4,421,000 | 4,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 550,000 | 949,000 | 1,417,000 |
| Interest expense | 120,000 | 281,000 | 488,000 | 713,000 |
| Net interest income | 114,000 | 269,000 | 461,000 | 704,000 |
| Noninterest income | 17,000 | 51,000 | 56,000 | 124,000 |
| Noninterest expense | 303,000 | 622,000 | 890,000 | 1,200,000 |
| Provision for loan losses | 79,000 | 131,000 | 186,000 | 519,000 |
| Pretax income | -251,000 | -433,000 | -559,000 | -891,000 |
| Income tax | 0 | 3,000 | 0 | 10,000 |
| Net income | -251,000 | -436,000 | -559,000 | -901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,607,000 | 4,431,000 | 4,344,000 | 4,009,000 |
| Total capital | 4,699,000 | 4,575,000 | 4,544,000 | 4,259,000 |
| Risk-weighted assets | 13,311,000 | 13,252,000 | 16,997,000 | 19,787,000 |