Call reports 2022
MARS BANK — 2022
What MARS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 494,483,000 | 499,447,000 | 519,460,000 | 514,573,000 |
| Total loans | 291,758,000 | 308,693,000 | 321,641,000 | 321,978,000 |
| Allowance for loan losses | 2,952,000 | 2,952,000 | 3,042,000 | 3,132,000 |
| Securities available for sale | 167,327,000 | 158,523,000 | 146,537,000 | 145,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,984,000 | 456,182,000 | 485,866,000 | 481,422,000 |
| Interest-bearing deposits | 308,558,000 | 304,912,000 | 322,204,000 | 322,339,000 |
| Noninterest-bearing deposits | 149,426,000 | 151,270,000 | 163,662,000 | 159,083,000 |
| Equity capital | 31,495,000 | 28,055,000 | 22,624,000 | 24,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,197,000 | 6,542,000 | 10,246,000 | 14,354,000 |
| Interest expense | 58,000 | 149,000 | 329,000 | 726,000 |
| Net interest income | 3,139,000 | 6,393,000 | 9,917,000 | 13,628,000 |
| Noninterest income | 369,000 | 935,000 | 1,455,000 | 1,950,000 |
| Noninterest expense | 3,215,000 | 6,578,000 | 9,900,000 | 13,260,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 180,000 |
| Pretax income | 293,000 | 750,000 | 1,382,000 | 2,138,000 |
| Income tax | 4,000 | 42,000 | 124,000 | 238,000 |
| Net income | 289,000 | 708,000 | 1,258,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,134,000 | 39,288,000 | 39,573,000 | 39,950,000 |
| Total capital | 42,086,000 | 42,240,000 | 42,615,000 | 43,082,000 |
| Risk-weighted assets | 277,489,000 | 287,175,000 | 301,040,000 | 298,254,000 |