Call reports 2021
MARS BANK — 2021
What MARS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 471,346,000 | 472,514,000 | 492,159,000 | 505,127,000 |
| Total loans | 279,649,000 | 285,135,000 | 284,130,000 | 281,044,000 |
| Allowance for loan losses | 2,951,000 | 2,952,000 | 2,952,000 | 2,952,000 |
| Securities available for sale | 134,799,000 | 134,943,000 | 142,870,000 | 166,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,665,000 | 423,469,000 | 443,091,000 | 463,497,000 |
| Interest-bearing deposits | 286,727,000 | 286,311,000 | 304,432,000 | 309,693,000 |
| Noninterest-bearing deposits | 136,938,000 | 137,158,000 | 138,659,000 | 153,804,000 |
| Equity capital | 38,349,000 | 39,456,000 | 39,311,000 | 38,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,204,000 | 9,337,000 | 12,384,000 |
| Interest expense | 158,000 | 283,000 | 387,000 | 479,000 |
| Net interest income | 2,989,000 | 5,921,000 | 8,950,000 | 11,905,000 |
| Noninterest income | 591,000 | 1,409,000 | 2,121,000 | 2,684,000 |
| Noninterest expense | 3,019,000 | 6,018,000 | 9,045,000 | 12,167,000 |
| Provision for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | 617,000 | 1,368,000 | 2,085,000 | 2,481,000 |
| Income tax | 76,000 | 180,000 | 277,000 | 307,000 |
| Net income | 541,000 | 1,188,000 | 1,808,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,285,000 | 38,668,000 | 39,023,000 | 39,124,000 |
| Total capital | 41,236,000 | 41,620,000 | 41,975,000 | 42,076,000 |
| Risk-weighted assets | 253,926,000 | 260,190,000 | 264,818,000 | 264,466,000 |