Call reports 2020
MARS BANK — 2020
What MARS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 421,029,000 | 442,566,000 | 457,360,000 | 464,280,000 |
| Total loans | 276,761,000 | 294,817,000 | 287,616,000 | 281,773,000 |
| Allowance for loan losses | 2,589,000 | 2,677,000 | 2,715,000 | 2,915,000 |
| Securities available for sale | 91,994,000 | 87,798,000 | 98,507,000 | 110,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,572,000 | 386,008,000 | 401,537,000 | 414,233,000 |
| Interest-bearing deposits | 258,493,000 | 268,234,000 | 280,323,000 | 282,593,000 |
| Noninterest-bearing deposits | 107,079,000 | 117,774,000 | 121,214,000 | 131,640,000 |
| Equity capital | 39,105,000 | 39,784,000 | 40,086,000 | 40,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,290,000 | 6,410,000 | 9,547,000 | 12,686,000 |
| Interest expense | 591,000 | 999,000 | 1,315,000 | 1,572,000 |
| Net interest income | 2,699,000 | 5,411,000 | 8,232,000 | 11,114,000 |
| Noninterest income | 548,000 | 1,445,000 | 2,310,000 | 3,302,000 |
| Noninterest expense | 2,971,000 | 5,849,000 | 8,867,000 | 11,948,000 |
| Provision for loan losses | 13,000 | 101,000 | 138,000 | 338,000 |
| Pretax income | 359,000 | 1,062,000 | 1,693,000 | 2,286,000 |
| Income tax | 32,000 | 121,000 | 190,000 | 251,000 |
| Net income | 327,000 | 941,000 | 1,503,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,066,000 | 37,430,000 | 37,741,000 | 38,024,000 |
| Total capital | 39,655,000 | 40,107,000 | 40,456,000 | 40,939,000 |
| Risk-weighted assets | 252,212,000 | 255,150,000 | 251,268,000 | 251,474,000 |