Call reports 2019
MARS BANK — 2019
What MARS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 392,889,000 | 392,865,000 | 403,365,000 | 407,656,000 |
| Total loans | 248,602,000 | 259,669,000 | 264,326,000 | 270,100,000 |
| Allowance for loan losses | 2,563,000 | 2,563,000 | 2,578,000 | 2,576,000 |
| Securities available for sale | 104,102,000 | 103,103,000 | 106,752,000 | 101,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,341,000 | 340,091,000 | 344,807,000 | 352,591,000 |
| Interest-bearing deposits | 241,076,000 | 242,845,000 | 245,291,000 | 253,900,000 |
| Noninterest-bearing deposits | 97,265,000 | 97,246,000 | 99,516,000 | 98,691,000 |
| Equity capital | 35,830,000 | 36,832,000 | 37,388,000 | 37,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,208,000 | 6,478,000 | 9,798,000 | 13,198,000 |
| Interest expense | 477,000 | 1,001,000 | 1,587,000 | 2,191,000 |
| Net interest income | 2,731,000 | 5,477,000 | 8,211,000 | 11,007,000 |
| Noninterest income | 448,000 | 1,059,000 | 1,709,000 | 2,343,000 |
| Noninterest expense | 2,794,000 | 5,605,000 | 8,320,000 | 11,177,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 387,000 | 935,000 | 1,589,000 | 2,162,000 |
| Income tax | 37,000 | 110,000 | 204,000 | 280,000 |
| Net income | 350,000 | 825,000 | 1,385,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,224,000 | 36,449,000 | 36,759,000 | 37,006,000 |
| Total capital | 38,787,000 | 39,012,000 | 39,337,000 | 39,582,000 |
| Risk-weighted assets | 236,254,000 | 244,341,000 | 246,881,000 | 247,038,000 |