Call reports 2018
MARS BANK — 2018
What MARS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 399,959,000 | 397,292,000 | 393,906,000 | 396,898,000 |
| Total loans | 246,246,000 | 253,836,000 | 247,541,000 | 247,320,000 |
| Allowance for loan losses | 2,557,000 | 2,559,000 | 2,561,000 | 2,563,000 |
| Securities available for sale | 105,101,000 | 114,297,000 | 104,201,000 | 100,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,991,000 | 343,671,000 | 340,587,000 | 340,532,000 |
| Interest-bearing deposits | 248,047,000 | 249,780,000 | 242,683,000 | 246,942,000 |
| Noninterest-bearing deposits | 98,944,000 | 93,891,000 | 97,904,000 | 93,590,000 |
| Equity capital | 33,696,000 | 33,718,000 | 33,679,000 | 34,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,873,000 | 5,925,000 | 9,048,000 | 12,238,000 |
| Interest expense | 288,000 | 607,000 | 984,000 | 1,427,000 |
| Net interest income | 2,585,000 | 5,318,000 | 8,064,000 | 10,811,000 |
| Noninterest income | 496,000 | 1,040,000 | 1,614,000 | 2,140,000 |
| Noninterest expense | 2,670,000 | 5,447,000 | 8,173,000 | 10,836,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 4,000 |
| Pretax income | 410,000 | 909,000 | 1,502,000 | 2,111,000 |
| Income tax | 43,000 | 106,000 | 186,000 | 270,000 |
| Net income | 367,000 | 803,000 | 1,316,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,275,000 | 35,461,000 | 35,724,000 | 36,141,000 |
| Total capital | 37,835,000 | 38,022,000 | 38,286,000 | 38,704,000 |
| Risk-weighted assets | 232,715,000 | 237,990,000 | 234,669,000 | 232,985,000 |