Call reports 2016
MARS BANK — 2016
What MARS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 356,266,000 | 370,310,000 | 370,565,000 | 371,669,000 |
| Total loans | 225,583,000 | 224,728,000 | 227,076,000 | 234,300,000 |
| Allowance for loan losses | 2,389,000 | 2,390,000 | 2,392,000 | 2,451,000 |
| Securities available for sale | 104,485,000 | 119,657,000 | 108,531,000 | 109,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,056,000 | 302,295,000 | 312,239,000 | 305,998,000 |
| Interest-bearing deposits | 212,325,000 | 216,977,000 | 218,913,000 | 216,971,000 |
| Noninterest-bearing deposits | 82,731,000 | 85,318,000 | 93,326,000 | 89,027,000 |
| Equity capital | 35,105,000 | 35,489,000 | 35,381,000 | 34,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,072,000 | 7,591,000 | 10,176,000 |
| Interest expense | 136,000 | 284,000 | 436,000 | 606,000 |
| Net interest income | 2,397,000 | 4,788,000 | 7,155,000 | 9,570,000 |
| Noninterest income | 457,000 | 1,014,000 | 1,572,000 | 2,142,000 |
| Noninterest expense | 2,621,000 | 5,159,000 | 7,714,000 | 10,147,000 |
| Provision for loan losses | 9,000 | 13,000 | 14,000 | 71,000 |
| Pretax income | 329,000 | 735,000 | 1,290,000 | 1,785,000 |
| Income tax | 68,000 | 165,000 | 314,000 | 443,000 |
| Net income | 261,000 | 570,000 | 976,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,533,000 | 34,592,000 | 34,748,000 | 34,962,000 |
| Total capital | 36,932,000 | 36,992,000 | 37,149,000 | 37,421,000 |
| Risk-weighted assets | 245,131,000 | 244,503,000 | 233,481,000 | 237,834,000 |