Call reports 2015
MARS BANK — 2015
What MARS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 364,249,000 | 360,274,000 | 363,791,000 | 356,915,000 |
| Total loans | 198,916,000 | 214,475,000 | 221,138,000 | 224,390,000 |
| Allowance for loan losses | 2,121,000 | 2,279,000 | 2,333,000 | 2,380,000 |
| Securities available for sale | 135,994,000 | 122,865,000 | 112,998,000 | 106,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,327,000 | 303,081,000 | 303,883,000 | 296,236,000 |
| Interest-bearing deposits | 218,184,000 | 217,392,000 | 213,486,000 | 208,570,000 |
| Noninterest-bearing deposits | 87,143,000 | 85,689,000 | 90,397,000 | 87,666,000 |
| Equity capital | 35,207,000 | 34,666,000 | 35,084,000 | 34,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,481,000 | 5,045,000 | 7,597,000 | 10,114,000 |
| Interest expense | 113,000 | 223,000 | 338,000 | 461,000 |
| Net interest income | 2,368,000 | 4,822,000 | 7,259,000 | 9,653,000 |
| Noninterest income | 662,000 | 1,225,000 | 1,828,000 | 2,329,000 |
| Noninterest expense | 2,795,000 | 5,555,000 | 8,292,000 | 10,911,000 |
| Provision for loan losses | 46,000 | 67,000 | 121,000 | 167,000 |
| Pretax income | 260,000 | 529,000 | 848,000 | 1,169,000 |
| Income tax | -1,000 | 17,000 | 65,000 | 125,000 |
| Net income | 261,000 | 512,000 | 783,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,750,000 | 34,761,000 | 34,791,000 | 34,528,000 |
| Total capital | 36,881,000 | 37,050,000 | 37,134,000 | 36,918,000 |
| Risk-weighted assets | 241,524,000 | 242,592,000 | 246,159,000 | 245,785,000 |