Call reports 2014
MARS BANK — 2014
What MARS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 344,482,000 | 346,096,000 | 352,837,000 | 361,399,000 |
| Total loans | 160,761,000 | 175,762,000 | 185,906,000 | 195,727,000 |
| Allowance for loan losses | 1,966,000 | 1,968,000 | 2,029,000 | 2,074,000 |
| Securities available for sale | 152,187,000 | 145,158,000 | 138,753,000 | 137,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,645,000 | 297,967,000 | 300,629,000 | 300,419,000 |
| Interest-bearing deposits | 218,328,000 | 215,589,000 | 214,864,000 | 212,410,000 |
| Noninterest-bearing deposits | 82,317,000 | 82,378,000 | 85,765,000 | 88,009,000 |
| Equity capital | 33,445,000 | 34,215,000 | 34,000,000 | 34,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 5,018,000 | 7,466,000 | 10,130,000 |
| Interest expense | 117,000 | 234,000 | 353,000 | 468,000 |
| Net interest income | 2,190,000 | 4,784,000 | 7,113,000 | 9,662,000 |
| Noninterest income | 466,000 | 975,000 | 1,905,000 | 2,427,000 |
| Noninterest expense | 2,758,000 | 5,568,000 | 8,398,000 | 11,046,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 105,000 |
| Pretax income | 180,000 | 475,000 | 844,000 | 1,222,000 |
| Income tax | -66,000 | -62,000 | 12,000 | 20,000 |
| Net income | 246,000 | 537,000 | 832,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,567,000 | 34,618,000 | 34,624,000 | 34,754,000 |
| Total capital | 36,543,000 | 36,596,000 | 36,663,000 | 36,838,000 |
| Risk-weighted assets | 192,337,000 | 205,683,000 | 216,458,000 | 220,263,000 |