Call reports 2013
MARS BANK — 2013
What MARS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 351,015,000 | 352,496,000 | 356,906,000 | 346,496,000 |
| Total loans | 138,460,000 | 145,273,000 | 159,286,000 | 166,458,000 |
| Allowance for loan losses | 2,046,000 | 2,047,000 | 1,912,000 | 1,913,000 |
| Securities available for sale | 179,451,000 | 185,377,000 | 175,788,000 | 154,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,346,000 | 311,363,000 | 317,244,000 | 302,639,000 |
| Interest-bearing deposits | 233,228,000 | 230,237,000 | 232,506,000 | 217,986,000 |
| Noninterest-bearing deposits | 80,118,000 | 81,126,000 | 84,738,000 | 84,653,000 |
| Equity capital | 36,779,000 | 34,254,000 | 34,224,000 | 33,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,757,000 | 5,283,000 | 7,618,000 | 10,010,000 |
| Interest expense | 165,000 | 322,000 | 469,000 | 597,000 |
| Net interest income | 2,592,000 | 4,961,000 | 7,149,000 | 9,413,000 |
| Noninterest income | 596,000 | 1,259,000 | 1,831,000 | 2,416,000 |
| Noninterest expense | 2,893,000 | 5,683,000 | 8,348,000 | 11,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 295,000 | 652,000 | 829,000 | 968,000 |
| Income tax | -95,000 | -180,000 | -270,000 | -209,000 |
| Net income | 390,000 | 832,000 | 1,099,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,495,000 | 34,697,000 | 34,724,000 | 34,561,000 |
| Total capital | 36,551,000 | 36,754,000 | 36,646,000 | 36,484,000 |
| Risk-weighted assets | 170,034,000 | 177,517,000 | 193,138,000 | 198,087,000 |