Call reports 2012
MARS BANK — 2012
What MARS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 345,058,000 | 346,532,000 | 354,242,000 | 344,778,000 |
| Total loans | 144,602,000 | 144,305,000 | 140,579,000 | 144,768,000 |
| Allowance for loan losses | 2,063,000 | 2,053,000 | 2,049,000 | 2,061,000 |
| Securities available for sale | 174,126,000 | 170,929,000 | 178,340,000 | 170,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,480,000 | 308,333,000 | 315,485,000 | 306,603,000 |
| Interest-bearing deposits | 232,300,000 | 233,476,000 | 235,328,000 | 229,259,000 |
| Noninterest-bearing deposits | 75,180,000 | 74,857,000 | 80,157,000 | 77,343,000 |
| Equity capital | 36,613,000 | 37,112,000 | 37,321,000 | 36,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,705,000 | 5,345,000 | 7,884,000 | 10,320,000 |
| Interest expense | 353,000 | 637,000 | 865,000 | 1,052,000 |
| Net interest income | 2,352,000 | 4,708,000 | 7,019,000 | 9,268,000 |
| Noninterest income | 360,000 | 745,000 | 1,175,000 | 1,677,000 |
| Noninterest expense | 2,501,000 | 5,033,000 | 7,572,000 | 10,196,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 196,000 | 619,000 | 886,000 | 1,124,000 |
| Income tax | 9,000 | 15,000 | 15,000 | -105,000 |
| Net income | 187,000 | 604,000 | 871,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,143,000 | 34,560,000 | 34,227,000 | 34,345,000 |
| Total capital | 36,216,000 | 36,623,000 | 36,286,000 | 36,416,000 |
| Risk-weighted assets | 176,245,000 | 171,240,000 | 170,840,000 | 169,165,000 |