Call reports 2011
MARS BANK — 2011
What MARS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 337,398,000 | 340,348,000 | 343,886,000 | 342,169,000 |
| Total loans | 146,939,000 | 149,769,000 | 146,328,000 | 148,705,000 |
| Allowance for loan losses | 1,996,000 | 2,027,000 | 2,024,000 | 2,045,000 |
| Securities available for sale | 170,004,000 | 161,628,000 | 167,582,000 | 172,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,301,000 | 302,231,000 | 304,967,000 | 303,551,000 |
| Interest-bearing deposits | 233,626,000 | 233,299,000 | 230,857,000 | 233,185,000 |
| Noninterest-bearing deposits | 67,675,000 | 68,932,000 | 74,110,000 | 70,366,000 |
| Equity capital | 35,061,000 | 36,550,000 | 36,856,000 | 37,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,924,000 | 5,942,000 | 8,850,000 | 11,628,000 |
| Interest expense | 425,000 | 831,000 | 1,230,000 | 1,603,000 |
| Net interest income | 2,499,000 | 5,111,000 | 7,620,000 | 10,025,000 |
| Noninterest income | 366,000 | 798,000 | 1,174,000 | 1,565,000 |
| Noninterest expense | 2,650,000 | 5,227,000 | 7,656,000 | 10,083,000 |
| Provision for loan losses | 20,000 | 50,000 | 90,000 | 110,000 |
| Pretax income | 228,000 | 763,000 | 1,296,000 | 1,664,000 |
| Income tax | -17,000 | -35,000 | 31,000 | 28,000 |
| Net income | 245,000 | 798,000 | 1,265,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,750,000 | 34,279,000 | 34,185,000 | 34,556,000 |
| Total capital | 35,756,000 | 36,316,000 | 36,219,000 | 36,611,000 |
| Risk-weighted assets | 180,474,000 | 178,429,000 | 178,347,000 | 180,775,000 |