Call reports 2010
MARS BANK — 2010
What MARS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 320,421,000 | 330,394,000 | 343,951,000 | 331,815,000 |
| Total loans | 142,898,000 | 141,656,000 | 143,128,000 | 147,652,000 |
| Allowance for loan losses | 1,905,000 | 1,980,000 | 1,931,000 | 1,975,000 |
| Securities available for sale | 140,595,000 | 145,784,000 | 149,784,000 | 135,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,536,000 | 291,952,000 | 305,407,000 | 294,975,000 |
| Interest-bearing deposits | 223,640,000 | 229,055,000 | 238,181,000 | 230,950,000 |
| Noninterest-bearing deposits | 59,896,000 | 62,897,000 | 67,226,000 | 64,025,000 |
| Equity capital | 35,575,000 | 35,948,000 | 36,587,000 | 34,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,340,000 | 9,409,000 | 12,391,000 |
| Interest expense | 549,000 | 1,078,000 | 1,571,000 | 2,030,000 |
| Net interest income | 2,613,000 | 5,262,000 | 7,838,000 | 10,361,000 |
| Noninterest income | 407,000 | 820,000 | 1,193,000 | 1,670,000 |
| Noninterest expense | 2,552,000 | 5,089,000 | 7,708,000 | 10,320,000 |
| Provision for loan losses | 30,000 | 100,000 | 140,000 | 200,000 |
| Pretax income | 506,000 | 961,000 | 1,296,000 | 1,630,000 |
| Income tax | 77,000 | 125,000 | 109,000 | 71,000 |
| Net income | 429,000 | 836,000 | 1,187,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,590,000 | 33,209,000 | 33,559,000 | 33,520,000 |
| Total capital | 35,505,000 | 35,199,000 | 35,500,000 | 35,505,000 |
| Risk-weighted assets | 191,370,000 | 184,034,000 | 184,916,000 | 177,701,000 |