Call reports 2009
MARS BANK — 2009
What MARS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 306,589,000 | 322,205,000 | 323,633,000 | 320,344,000 |
| Total loans | 146,625,000 | 145,003,000 | 146,889,000 | 144,064,000 |
| Allowance for loan losses | 1,937,000 | 1,968,000 | 1,832,000 | 1,863,000 |
| Securities available for sale | 116,370,000 | 112,095,000 | 133,664,000 | 136,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,519,000 | 284,215,000 | 285,365,000 | 281,790,000 |
| Interest-bearing deposits | 213,703,000 | 224,398,000 | 223,791,000 | 221,919,000 |
| Noninterest-bearing deposits | 54,816,000 | 59,817,000 | 61,574,000 | 59,871,000 |
| Equity capital | 36,025,000 | 35,183,000 | 36,152,000 | 35,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,435,000 | 6,646,000 | 9,781,000 | 13,095,000 |
| Interest expense | 813,000 | 1,575,000 | 2,243,000 | 2,844,000 |
| Net interest income | 2,622,000 | 5,071,000 | 7,538,000 | 10,251,000 |
| Noninterest income | 417,000 | 1,020,000 | 1,414,000 | 1,842,000 |
| Noninterest expense | 2,323,000 | 4,926,000 | 7,501,000 | 10,071,000 |
| Provision for loan losses | 29,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 687,000 | 1,105,000 | 1,361,000 | 1,902,000 |
| Income tax | 177,000 | 262,000 | 287,000 | 365,000 |
| Net income | 510,000 | 843,000 | 1,074,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,851,000 | 33,397,000 | 33,628,000 | 33,161,000 |
| Total capital | 35,788,000 | 35,369,000 | 35,467,000 | 35,034,000 |
| Risk-weighted assets | 190,174,000 | 193,863,000 | 201,874,000 | 199,564,000 |