Call reports 2007
MARS BANK — 2007
What MARS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 272,577,000 | 277,392,000 | 281,415,000 | 284,316,000 |
| Total loans | 145,261,000 | 147,504,000 | 144,943,000 | 145,777,000 |
| Allowance for loan losses | 1,055,000 | 1,123,000 | 1,089,000 | 1,159,000 |
| Securities available for sale | 106,578,000 | 110,480,000 | 112,925,000 | 115,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,365,000 | 244,420,000 | 246,866,000 | 248,301,000 |
| Interest-bearing deposits | 184,667,000 | 186,132,000 | 190,360,000 | 190,414,000 |
| Noninterest-bearing deposits | 54,698,000 | 58,288,000 | 56,506,000 | 57,887,000 |
| Equity capital | 31,728,000 | 31,071,000 | 32,623,000 | 33,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,630,000 | 7,412,000 | 11,342,000 | 15,194,000 |
| Interest expense | 1,202,000 | 2,437,000 | 3,739,000 | 5,047,000 |
| Net interest income | 2,428,000 | 4,975,000 | 7,603,000 | 10,147,000 |
| Noninterest income | 381,000 | 854,000 | 1,294,000 | 1,759,000 |
| Noninterest expense | 1,988,000 | 4,008,000 | 6,162,000 | 8,216,000 |
| Provision for loan losses | 60,000 | 120,000 | 113,000 | 182,000 |
| Pretax income | 762,000 | 1,702,000 | 2,623,000 | 3,509,000 |
| Income tax | 210,000 | 481,000 | 736,000 | 979,000 |
| Net income | 552,000 | 1,221,000 | 1,887,000 | 2,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,976,000 | 31,912,000 | 32,579,000 | 32,306,000 |
| Total capital | 33,524,000 | 33,518,000 | 34,208,000 | 33,996,000 |
| Risk-weighted assets | 182,098,000 | 185,924,000 | 185,645,000 | 187,257,000 |