Call reports 2006
MARS BANK — 2006
What MARS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 270,419,000 | 268,591,000 | 273,590,000 | 274,407,000 |
| Total loans | 134,939,000 | 136,797,000 | 139,019,000 | 142,414,000 |
| Allowance for loan losses | 1,433,000 | 1,423,000 | 1,455,000 | 1,013,000 |
| Securities available for sale | 114,158,000 | 113,685,000 | 117,184,000 | 117,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,925,000 | 238,485,000 | 236,831,000 | 234,693,000 |
| Interest-bearing deposits | 183,505,000 | 183,864,000 | 184,588,000 | 182,723,000 |
| Noninterest-bearing deposits | 51,420,000 | 54,621,000 | 52,243,000 | 51,970,000 |
| Equity capital | 30,077,000 | 29,423,000 | 31,096,000 | 31,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,542,000 | 10,102,000 | 13,701,000 |
| Interest expense | 903,000 | 1,900,000 | 2,970,000 | 4,217,000 |
| Net interest income | 2,300,000 | 4,642,000 | 7,132,000 | 9,484,000 |
| Noninterest income | 311,000 | 662,000 | 1,063,000 | 1,460,000 |
| Noninterest expense | 1,947,000 | 3,788,000 | 5,682,000 | 7,489,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 517,000 | 1,308,000 | 2,247,000 | 3,129,000 |
| Income tax | 127,000 | 345,000 | 612,000 | 872,000 |
| Net income | 390,000 | 963,000 | 1,635,000 | 2,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,174,000 | 31,026,000 | 31,698,000 | 31,425,000 |
| Total capital | 32,607,000 | 32,449,000 | 33,249,000 | 32,911,000 |
| Risk-weighted assets | 160,212,000 | 163,383,000 | 173,068,000 | 178,037,000 |