Call reports 2004
MARS BANK — 2004
What MARS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 278,170,000 | 284,158,000 | 288,901,000 | 278,685,000 |
| Total loans | 134,094,000 | 136,189,000 | 136,641,000 | 136,515,000 |
| Allowance for loan losses | 1,260,000 | 1,309,000 | 1,382,000 | 1,339,000 |
| Securities available for sale | 107,222,000 | 111,658,000 | 114,299,000 | 120,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,621,000 | 253,697,000 | 256,994,000 | 246,808,000 |
| Interest-bearing deposits | 194,948,000 | 200,897,000 | 202,969,000 | 196,724,000 |
| Noninterest-bearing deposits | 50,674,000 | 52,800,000 | 54,025,000 | 50,083,000 |
| Equity capital | 31,394,000 | 29,739,000 | 30,900,000 | 30,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,008,000 | 5,997,000 | 9,051,000 | 12,163,000 |
| Interest expense | 730,000 | 1,455,000 | 2,194,000 | 2,926,000 |
| Net interest income | 2,278,000 | 4,542,000 | 6,857,000 | 9,237,000 |
| Noninterest income | 310,000 | 645,000 | 941,000 | 1,230,000 |
| Noninterest expense | 1,865,000 | 3,692,000 | 5,436,000 | 7,282,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 664,000 | 1,379,000 | 2,185,000 | 2,953,000 |
| Income tax | 152,000 | 270,000 | 529,000 | 734,000 |
| Net income | 512,000 | 1,109,000 | 1,656,000 | 2,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,946,000 | 29,871,000 | 30,418,000 | 30,109,000 |
| Total capital | 31,206,000 | 31,180,000 | 31,800,000 | 31,448,000 |
| Risk-weighted assets | 153,940,000 | 161,329,000 | 161,876,000 | 156,651,000 |