Call reports 2002
MARS BANK — 2002
What MARS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 256,718,000 | 258,812,000 | 264,572,000 | 264,451,000 |
| Total loans | 145,356,000 | 144,460,000 | 143,979,000 | 140,885,000 |
| Allowance for loan losses | 892,000 | 690,000 | 843,000 | 929,000 |
| Securities available for sale | 72,536,000 | 83,616,000 | 85,125,000 | 82,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,839,000 | 226,740,000 | 230,847,000 | 230,779,000 |
| Interest-bearing deposits | 182,844,000 | 180,084,000 | 183,125,000 | 186,261,000 |
| Noninterest-bearing deposits | 42,995,000 | 46,656,000 | 47,722,000 | 44,518,000 |
| Equity capital | 28,906,000 | 29,798,000 | 31,115,000 | 30,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,661,000 | 7,471,000 | 11,102,000 | 14,727,000 |
| Interest expense | 1,354,000 | 2,546,000 | 3,600,000 | 4,637,000 |
| Net interest income | 2,307,000 | 4,925,000 | 7,502,000 | 10,090,000 |
| Noninterest income | 268,000 | 517,000 | 821,000 | 1,145,000 |
| Noninterest expense | 1,665,000 | 3,403,000 | 5,114,000 | 6,926,000 |
| Provision for loan losses | 65,000 | 170,000 | 320,000 | 680,000 |
| Pretax income | 856,000 | 1,881,000 | 2,902,000 | 3,643,000 |
| Income tax | 191,000 | 354,000 | 707,000 | 866,000 |
| Net income | 665,000 | 1,527,000 | 2,195,000 | 2,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,054,000 | 28,276,000 | 28,944,000 | 28,726,000 |
| Total capital | 28,946,000 | 28,966,000 | 29,787,000 | 29,655,000 |
| Risk-weighted assets | 158,877,000 | 158,093,000 | 155,999,000 | 154,210,000 |