Call reports 2010
DARBY BANK & TRUST CO. — 2010
What DARBY BANK & TRUST CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 791,922,000 | 689,736,000 | 654,714,000 |
| Total loans | 471,485,000 | 433,888,000 | 398,814,000 |
| Allowance for loan losses | 19,790,000 | 10,851,000 | 12,604,000 |
| Securities available for sale | 116,462,000 | 97,635,000 | 104,592,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 687,817,000 | 596,728,000 | 587,626,000 |
| Interest-bearing deposits | 638,220,000 | 551,585,000 | 546,549,000 |
| Noninterest-bearing deposits | 49,597,000 | 45,143,000 | 41,077,000 |
| Equity capital | 24,919,000 | 14,322,000 | 9,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 7,345,000 | 14,764,000 | 21,673,000 |
| Interest expense | 5,413,000 | 10,509,000 | 15,088,000 |
| Net interest income | 1,932,000 | 4,255,000 | 6,585,000 |
| Noninterest income | -268,000 | -4,818,000 | -3,977,000 |
| Noninterest expense | 5,349,000 | 10,758,000 | 16,179,000 |
| Provision for loan losses | 3,083,000 | 7,947,000 | 12,967,000 |
| Pretax income | -6,749,000 | -18,121,000 | -23,024,000 |
| Income tax | 0 | -178,000 | -178,000 |
| Net income | -6,749,000 | -17,943,000 | -22,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 24,161,000 | 12,967,000 | 8,064,000 |
| Total capital | 30,489,000 | 18,621,000 | 13,439,000 |
| Risk-weighted assets | 492,871,000 | 447,125,000 | 422,851,000 |