Call reports 2009
DARBY BANK & TRUST CO. — 2009
What DARBY BANK & TRUST CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 744,179,000 | 900,697,000 | 908,064,000 | 828,061,000 |
| Total loans | 600,583,000 | 580,152,000 | 543,091,000 | 501,824,000 |
| Allowance for loan losses | 13,054,000 | 31,593,000 | 24,555,000 | 17,499,000 |
| Securities available for sale | 89,744,000 | 122,011,000 | 121,900,000 | 108,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,252,000 | 777,731,000 | 785,206,000 | 718,695,000 |
| Interest-bearing deposits | 556,588,000 | 721,544,000 | 734,300,000 | 674,409,000 |
| Noninterest-bearing deposits | 50,664,000 | 56,186,000 | 50,906,000 | 44,285,000 |
| Equity capital | 57,625,000 | 43,009,000 | 44,168,000 | 30,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,457,000 | 19,826,000 | 29,206,000 | 37,513,000 |
| Interest expense | 4,883,000 | 10,431,000 | 16,783,000 | 22,698,000 |
| Net interest income | 5,574,000 | 9,395,000 | 12,423,000 | 14,815,000 |
| Noninterest income | 579,000 | 1,530,000 | 1,317,000 | 534,000 |
| Noninterest expense | 4,783,000 | 10,000,000 | 14,408,000 | 21,867,000 |
| Provision for loan losses | 3,160,000 | 23,950,000 | 27,545,000 | 31,290,000 |
| Pretax income | -219,000 | -21,438,000 | -26,626,000 | -35,426,000 |
| Income tax | -79,000 | -7,716,000 | -10,108,000 | -6,775,000 |
| Net income | -140,000 | -13,722,000 | -16,518,000 | -28,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,419,000 | 37,727,000 | 34,428,000 | 30,909,000 |
| Total capital | 65,007,000 | 45,153,000 | 41,508,000 | 37,519,000 |
| Risk-weighted assets | 601,380,000 | 572,529,000 | 548,946,000 | 517,936,000 |