Call reports 2008
DARBY BANK & TRUST CO. — 2008
What DARBY BANK & TRUST CO. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 767,653,000 | 783,905,000 | 796,705,000 | 784,901,000 |
| Total loans | 579,949,000 | 598,967,000 | 603,491,000 | 609,163,000 |
| Allowance for loan losses | 8,103,000 | 8,866,000 | 8,810,000 | 9,822,000 |
| Securities available for sale | 56,846,000 | 19,849,000 | 19,866,000 | 11,125,000 |
| Securities held to maturity | 79,148,000 | 110,928,000 | 109,348,000 | 107,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,958,000 | 643,515,000 | 640,737,000 | 649,115,000 |
| Interest-bearing deposits | 576,531,000 | 591,585,000 | 586,236,000 | 603,134,000 |
| Noninterest-bearing deposits | 55,428,000 | 51,930,000 | 54,501,000 | 45,982,000 |
| Equity capital | 56,168,000 | 55,851,000 | 56,823,000 | 57,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,644,000 | 23,869,000 | 35,261,000 | 46,448,000 |
| Interest expense | 6,323,000 | 11,796,000 | 17,266,000 | 22,593,000 |
| Net interest income | 6,321,000 | 12,073,000 | 17,995,000 | 23,855,000 |
| Noninterest income | 1,004,000 | 2,313,000 | 2,808,000 | 3,730,000 |
| Noninterest expense | 5,119,000 | 10,290,000 | 14,340,000 | 19,405,000 |
| Provision for loan losses | 675,000 | 1,715,000 | 3,165,000 | 7,215,000 |
| Pretax income | 1,714,000 | 3,117,000 | 4,034,000 | 1,766,000 |
| Income tax | 617,000 | 1,122,000 | 1,331,000 | 399,000 |
| Net income | 1,097,000 | 1,995,000 | 2,703,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,441,000 | 56,339,000 | 57,047,000 | 57,559,000 |
| Total capital | 62,956,000 | 64,111,000 | 64,926,000 | 65,423,000 |
| Risk-weighted assets | 600,652,000 | 620,639,000 | 629,349,000 | 627,168,000 |