Call reports 2007
DARBY BANK & TRUST CO. — 2007
What DARBY BANK & TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 661,420,000 | 698,712,000 | 711,910,000 | 752,602,000 |
| Total loans | 524,903,000 | 540,614,000 | 558,118,000 | 569,334,000 |
| Allowance for loan losses | 7,753,000 | 7,586,000 | 7,845,000 | 7,418,000 |
| Securities available for sale | 32,339,000 | 31,288,000 | 31,902,000 | 53,926,000 |
| Securities held to maturity | 67,440,000 | 85,615,000 | 84,724,000 | 75,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,333,000 | 588,814,000 | 590,241,000 | 621,262,000 |
| Interest-bearing deposits | 528,413,000 | 532,736,000 | 532,930,000 | 570,582,000 |
| Noninterest-bearing deposits | 55,920,000 | 56,077,000 | 57,312,000 | 50,680,000 |
| Equity capital | 50,892,000 | 51,970,000 | 54,262,000 | 54,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,856,000 | 26,452,000 | 40,694,000 | 54,469,000 |
| Interest expense | 5,920,000 | 12,566,000 | 19,610,000 | 26,519,000 |
| Net interest income | 6,936,000 | 13,886,000 | 21,084,000 | 27,950,000 |
| Noninterest income | 869,000 | 1,810,000 | 2,930,000 | 3,771,000 |
| Noninterest expense | 4,325,000 | 9,020,000 | 13,922,000 | 18,583,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 3,056,000 |
| Pretax income | 2,880,000 | 5,476,000 | 8,292,000 | 10,082,000 |
| Income tax | 1,037,000 | 1,971,000 | 2,985,000 | 3,396,000 |
| Net income | 1,843,000 | 3,505,000 | 5,307,000 | 6,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,701,000 | 52,362,000 | 54,165,000 | 54,343,000 |
| Total capital | 57,808,000 | 59,477,000 | 61,346,000 | 61,704,000 |
| Risk-weighted assets | 567,901,000 | 568,719,000 | 573,791,000 | 597,910,000 |