Call reports 2006
DARBY BANK & TRUST CO. — 2006
What DARBY BANK & TRUST CO. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 590,128,000 | 614,539,000 | 636,337,000 | 633,216,000 |
| Total loans | 470,655,000 | 482,555,000 | 491,599,000 | 498,127,000 |
| Allowance for loan losses | 6,750,000 | 7,018,000 | 7,351,000 | 7,165,000 |
| Securities available for sale | 11,412,000 | 13,594,000 | 19,553,000 | 27,280,000 |
| Securities held to maturity | 70,614,000 | 69,743,000 | 68,623,000 | 67,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,255,000 | 528,329,000 | 553,810,000 | 557,474,000 |
| Interest-bearing deposits | 455,011,000 | 471,526,000 | 500,282,000 | 497,834,000 |
| Noninterest-bearing deposits | 60,244,000 | 56,802,000 | 53,528,000 | 59,640,000 |
| Equity capital | 44,586,000 | 46,225,000 | 48,231,000 | 48,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,801,000 | 22,277,000 | 34,892,000 | 47,547,000 |
| Interest expense | 4,186,000 | 8,982,000 | 14,488,000 | 20,290,000 |
| Net interest income | 6,615,000 | 13,295,000 | 20,404,000 | 27,257,000 |
| Noninterest income | 923,000 | 1,776,000 | 2,725,000 | 3,550,000 |
| Noninterest expense | 4,051,000 | 8,183,000 | 12,621,000 | 16,545,000 |
| Provision for loan losses | 690,000 | 1,380,000 | 2,070,000 | 2,730,000 |
| Pretax income | 2,797,000 | 5,508,000 | 8,438,000 | 11,532,000 |
| Income tax | 1,007,000 | 1,983,000 | 2,998,000 | 4,014,000 |
| Net income | 1,790,000 | 3,525,000 | 5,440,000 | 7,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,562,000 | 46,085,000 | 48,280,000 | 48,858,000 |
| Total capital | 50,688,000 | 52,403,000 | 54,738,000 | 55,413,000 |
| Risk-weighted assets | 489,459,000 | 511,183,000 | 520,009,000 | 523,794,000 |