Call reports 2005
DARBY BANK & TRUST CO. — 2005
What DARBY BANK & TRUST CO. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 504,851,000 | 532,468,000 | 555,064,000 | 564,792,000 |
| Total loans | 401,103,000 | 422,082,000 | 437,711,000 | 456,743,000 |
| Allowance for loan losses | 6,998,000 | 6,922,000 | 5,913,000 | 6,103,000 |
| Securities available for sale | 2,042,000 | 4,205,000 | 6,170,000 | 8,718,000 |
| Securities held to maturity | 69,891,000 | 71,514,000 | 68,243,000 | 70,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,859,000 | 448,913,000 | 483,809,000 | 490,779,000 |
| Interest-bearing deposits | 386,786,000 | 391,028,000 | 430,382,000 | 439,868,000 |
| Noninterest-bearing deposits | 52,073,000 | 57,885,000 | 53,427,000 | 50,911,000 |
| Equity capital | 38,104,000 | 39,558,000 | 41,121,000 | 42,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,717,000 | 16,168,000 | 25,555,000 | 35,615,000 |
| Interest expense | 2,465,000 | 5,338,000 | 8,667,000 | 12,391,000 |
| Net interest income | 5,252,000 | 10,830,000 | 16,888,000 | 23,224,000 |
| Noninterest income | 808,000 | 1,557,000 | 2,338,000 | 3,075,000 |
| Noninterest expense | 3,435,000 | 6,988,000 | 10,872,000 | 14,468,000 |
| Provision for loan losses | 555,000 | 1,110,000 | 1,665,000 | 2,720,000 |
| Pretax income | 2,070,000 | 4,289,000 | 6,689,000 | 9,111,000 |
| Income tax | 704,000 | 1,458,000 | 2,274,000 | 2,931,000 |
| Net income | 1,366,000 | 2,831,000 | 4,415,000 | 6,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,026,000 | 39,490,000 | 41,075,000 | 42,840,000 |
| Total capital | 43,260,000 | 45,033,000 | 46,703,000 | 48,846,000 |
| Risk-weighted assets | 416,949,000 | 442,021,000 | 458,182,000 | 480,380,000 |