Call reports 2002
DARBY BANK & TRUST CO. — 2002
What DARBY BANK & TRUST CO. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 303,615,000 | 323,351,000 | 348,561,000 | 362,796,000 |
| Total loans | 242,655,000 | 259,836,000 | 277,478,000 | 293,561,000 |
| Allowance for loan losses | 4,265,000 | 4,079,000 | 4,406,000 | 4,991,000 |
| Securities available for sale | 2,495,000 | 2,041,000 | 52,503,000 | 55,481,000 |
| Securities held to maturity | 46,808,000 | 46,351,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,707,000 | 275,636,000 | 276,058,000 | 288,815,000 |
| Interest-bearing deposits | 229,767,000 | 244,935,000 | 245,644,000 | 253,844,000 |
| Noninterest-bearing deposits | 31,940,000 | 30,701,000 | 30,414,000 | 34,971,000 |
| Equity capital | 22,772,000 | 24,129,000 | 27,156,000 | 27,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,267,000 | 10,849,000 | 16,655,000 | 22,802,000 |
| Interest expense | 2,139,000 | 4,231,000 | 6,285,000 | 8,410,000 |
| Net interest income | 3,128,000 | 6,618,000 | 10,370,000 | 14,392,000 |
| Noninterest income | 435,000 | 1,005,000 | 1,542,000 | 2,186,000 |
| Noninterest expense | 2,203,000 | 4,465,000 | 6,827,000 | 9,446,000 |
| Provision for loan losses | 304,000 | 729,000 | 1,122,000 | 2,254,000 |
| Pretax income | 1,056,000 | 2,520,000 | 4,576,000 | 5,576,000 |
| Income tax | 317,000 | 850,000 | 1,579,000 | 1,840,000 |
| Net income | 739,000 | 1,670,000 | 2,997,000 | 3,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,791,000 | 24,223,000 | 25,549,000 | 26,288,000 |
| Total capital | 25,960,000 | 27,530,000 | 29,090,000 | 30,030,000 |
| Risk-weighted assets | 252,390,000 | 263,783,000 | 282,400,000 | 298,102,000 |