Call reports 2001
DARBY BANK & TRUST CO. — 2001
What DARBY BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 269,378,000 | 277,329,000 | 287,626,000 | 293,591,000 |
| Total loans | 199,786,000 | 204,951,000 | 221,581,000 | 229,497,000 |
| Allowance for loan losses | 2,999,000 | 3,206,000 | 3,316,000 | 3,949,000 |
| Securities available for sale | 2,984,000 | 2,990,000 | 2,539,000 | 2,513,000 |
| Securities held to maturity | 47,505,000 | 53,194,000 | 50,677,000 | 47,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,168,000 | 236,482,000 | 235,298,000 | 263,304,000 |
| Interest-bearing deposits | 204,663,000 | 210,039,000 | 208,685,000 | 232,531,000 |
| Noninterest-bearing deposits | 29,505,000 | 26,443,000 | 26,613,000 | 30,773,000 |
| Equity capital | 20,179,000 | 20,954,000 | 21,764,000 | 22,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,576,000 | 11,242,000 | 16,919,000 | 22,351,000 |
| Interest expense | 2,883,000 | 5,642,000 | 8,392,000 | 10,772,000 |
| Net interest income | 2,693,000 | 5,600,000 | 8,527,000 | 11,579,000 |
| Noninterest income | 491,000 | 934,000 | 1,293,000 | 1,978,000 |
| Noninterest expense | 1,912,000 | 3,923,000 | 5,993,000 | 8,222,000 |
| Provision for loan losses | 333,000 | 573,000 | 793,000 | 1,710,000 |
| Pretax income | 979,000 | 2,078,000 | 3,187,000 | 3,893,000 |
| Income tax | 294,000 | 623,000 | 956,000 | 1,168,000 |
| Net income | 685,000 | 1,455,000 | 2,231,000 | 2,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,212,000 | 20,982,000 | 21,758,000 | 22,053,000 |
| Total capital | 22,926,000 | 23,729,000 | 24,685,000 | 25,049,000 |
| Risk-weighted assets | 216,840,000 | 219,285,000 | 233,756,000 | 238,756,000 |