Call reports 2022
BUFFALO FEDERAL BANK — 2022
What BUFFALO FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 168,186,000 | 165,441,000 | 173,074,000 | 174,190,000 |
| Total loans | 120,661,000 | 126,045,000 | 133,455,000 | 140,214,000 |
| Allowance for loan losses | 2,339,000 | 2,445,000 | 2,494,000 | 2,593,000 |
| Securities available for sale | 20,928,000 | 24,020,000 | 21,898,000 | 21,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,427,000 | 145,896,000 | 155,188,000 | 151,815,000 |
| Interest-bearing deposits | 120,982,000 | 116,984,000 | 121,893,000 | 124,253,000 |
| Noninterest-bearing deposits | 26,445,000 | 28,912,000 | 33,295,000 | 27,562,000 |
| Equity capital | 13,956,000 | 13,268,000 | 12,028,000 | 11,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,355,000 | 5,233,000 | 7,254,000 |
| Interest expense | 122,000 | 230,000 | 364,000 | 655,000 |
| Net interest income | 1,515,000 | 3,125,000 | 4,869,000 | 6,599,000 |
| Noninterest income | 420,000 | 788,000 | 1,107,000 | 1,348,000 |
| Noninterest expense | 1,372,000 | 2,717,000 | 4,189,000 | 5,606,000 |
| Provision for loan losses | -1,000 | 107,000 | 156,000 | 255,000 |
| Pretax income | 564,000 | 1,089,000 | 1,631,000 | 2,086,000 |
| Income tax | 116,000 | 222,000 | 332,000 | 421,000 |
| Net income | 448,000 | 867,000 | 1,299,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,067,000 | 16,486,000 | 16,918,000 | 16,620,000 |