Call reports 2021
BUFFALO FEDERAL BANK — 2021
What BUFFALO FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 155,463,000 | 156,852,000 | 159,905,000 | 179,250,000 |
| Total loans | 112,518,000 | 113,740,000 | 110,334,000 | 118,263,000 |
| Allowance for loan losses | 2,104,000 | 2,151,000 | 2,157,000 | 2,323,000 |
| Securities available for sale | 21,076,000 | 23,698,000 | 23,391,000 | 23,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,039,000 | 131,232,000 | 134,861,000 | 156,489,000 |
| Interest-bearing deposits | 106,911,000 | 107,842,000 | 110,079,000 | 128,989,000 |
| Noninterest-bearing deposits | 23,128,000 | 23,390,000 | 24,782,000 | 27,500,000 |
| Equity capital | 14,283,000 | 15,255,000 | 15,528,000 | 15,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,251,000 | 4,931,000 | 6,588,000 |
| Interest expense | 144,000 | 281,000 | 413,000 | 533,000 |
| Net interest income | 1,472,000 | 2,970,000 | 4,518,000 | 6,055,000 |
| Noninterest income | 639,000 | 1,106,000 | 1,624,000 | 2,078,000 |
| Noninterest expense | 1,293,000 | 2,615,000 | 4,038,000 | 5,411,000 |
| Provision for loan losses | 232,000 | 278,000 | 283,000 | 449,000 |
| Pretax income | 586,000 | 1,183,000 | 1,821,000 | 2,273,000 |
| Income tax | 120,000 | 242,000 | 373,000 | 465,000 |
| Net income | 466,000 | 941,000 | 1,448,000 | 1,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,942,000 | 15,417,000 | 15,924,000 | 15,619,000 |