Call reports 2018
BUFFALO FEDERAL BANK — 2018
What BUFFALO FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 114,018,000 | 114,743,000 | 117,231,000 | 120,792,000 |
| Total loans | 80,495,000 | 80,592,000 | 81,331,000 | 82,504,000 |
| Allowance for loan losses | 1,441,000 | 1,434,000 | 1,428,000 | 1,421,000 |
| Securities available for sale | 21,601,000 | 21,318,000 | 21,175,000 | 21,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,814,000 | 94,320,000 | 96,590,000 | 100,003,000 |
| Interest-bearing deposits | 82,127,000 | 79,188,000 | 80,927,000 | 85,861,000 |
| Noninterest-bearing deposits | 14,687,000 | 15,132,000 | 15,663,000 | 14,142,000 |
| Equity capital | 11,747,000 | 11,917,000 | 12,014,000 | 12,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,576,000 | 3,876,000 | 5,243,000 |
| Interest expense | 117,000 | 260,000 | 446,000 | 668,000 |
| Net interest income | 1,123,000 | 2,316,000 | 3,430,000 | 4,575,000 |
| Noninterest income | 300,000 | 589,000 | 922,000 | 1,295,000 |
| Noninterest expense | 1,169,000 | 2,344,000 | 3,529,000 | 4,716,000 |
| Provision for loan losses | 5,000 | 3,000 | -3,000 | -8,000 |
| Pretax income | 249,000 | 558,000 | 826,000 | 1,162,000 |
| Income tax | 159,000 | 231,000 | 332,000 | 386,000 |
| Net income | 90,000 | 327,000 | 494,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,081,000 | 12,305,000 | 12,500,000 | 12,542,000 |
| Total capital | 13,166,000 | 13,394,000 | 13,611,000 | 13,688,000 |
| Risk-weighted assets | 86,464,000 | 86,816,000 | 88,531,000 | 91,371,000 |