Call reports 2017
BUFFALO FEDERAL BANK — 2017
What BUFFALO FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 104,957,000 | 107,614,000 | 113,270,000 | 111,453,000 |
| Total loans | 71,611,000 | 73,691,000 | 78,481,000 | 80,264,000 |
| Allowance for loan losses | 1,371,000 | 1,359,000 | 1,375,000 | 1,436,000 |
| Securities available for sale | 22,613,000 | 22,679,000 | 22,037,000 | 21,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,889,000 | 92,472,000 | 97,681,000 | 95,970,000 |
| Interest-bearing deposits | 79,624,000 | 79,442,000 | 80,589,000 | 79,828,000 |
| Noninterest-bearing deposits | 12,265,000 | 13,030,000 | 17,092,000 | 16,142,000 |
| Equity capital | 11,522,000 | 11,694,000 | 11,953,000 | 11,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,235,000 | 3,451,000 | 4,693,000 |
| Interest expense | 70,000 | 151,000 | 240,000 | 336,000 |
| Net interest income | 1,018,000 | 2,084,000 | 3,211,000 | 4,357,000 |
| Noninterest income | 464,000 | 883,000 | 1,373,000 | 1,818,000 |
| Noninterest expense | 1,200,000 | 2,318,000 | 3,464,000 | 4,605,000 |
| Provision for loan losses | 30,000 | 61,000 | 84,000 | 102,000 |
| Pretax income | 252,000 | 578,000 | 1,003,000 | 1,435,000 |
| Income tax | 78,000 | 184,000 | 322,000 | 463,000 |
| Net income | 174,000 | 394,000 | 681,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,512,000 | 11,635,000 | 11,939,000 | 11,990,000 |
| Total capital | 12,489,000 | 12,637,000 | 12,994,000 | 13,075,000 |
| Risk-weighted assets | 77,799,000 | 79,810,000 | 84,064,000 | 86,444,000 |