Call reports 2007
GLACIER BANK OF WHITEFISH — 2007
What GLACIER BANK OF WHITEFISH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 186,278,000 | 193,646,000 | 196,110,000 | 197,603,000 |
| Total loans | 145,660,000 | 155,828,000 | 154,990,000 | 157,025,000 |
| Allowance for loan losses | 1,890,000 | 1,932,000 | 1,939,000 | 1,980,000 |
| Securities available for sale | 23,008,000 | 21,644,000 | 20,598,000 | 19,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,844,000 | 108,070,000 | 115,513,000 | 105,596,000 |
| Interest-bearing deposits | 75,335,000 | 73,094,000 | 74,902,000 | 65,708,000 |
| Noninterest-bearing deposits | 45,509,000 | 34,976,000 | 40,611,000 | 39,888,000 |
| Equity capital | 17,498,000 | 17,824,000 | 18,398,000 | 18,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,006,000 | 6,148,000 | 9,378,000 | 12,664,000 |
| Interest expense | 1,237,000 | 2,546,000 | 3,915,000 | 5,216,000 |
| Net interest income | 1,769,000 | 3,602,000 | 5,463,000 | 7,448,000 |
| Noninterest income | 409,000 | 803,000 | 1,253,000 | 1,726,000 |
| Noninterest expense | 1,101,000 | 2,210,000 | 3,311,000 | 4,405,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,032,000 | 2,105,000 | 3,270,000 | 4,589,000 |
| Income tax | 378,000 | 772,000 | 1,202,000 | 1,652,000 |
| Net income | 654,000 | 1,333,000 | 2,068,000 | 2,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,207,000 | 17,645,000 | 18,115,000 | 18,671,000 |
| Total capital | 19,097,000 | 19,577,000 | 20,054,000 | 20,651,000 |
| Risk-weighted assets | 152,543,000 | 167,028,000 | 174,245,000 | 170,357,000 |